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NEED OUT OF STATE COVERAGE - CLICK HERE!!

posted Oct 27, 2011

Effective 1/1/2010 in response to ever-changing market conditions, the Kentucky AGC/SIF partnered with the Safety National Casualty Corporation (Safety National) to provide an OUT-OF-STATE (OOS)/CROSS-BORDERS PROGRAM solution for its membership population (NOTE: The Kentucky AGC/SIF will continue to provide OOS coverage for its members who use Regularly Employed Kentucky Employees in states where the Kentucky AGC/SIF is permitted to do so).

In order to obtain access to the program, the following general underwriting criteria must be met:

Must be a member of the Kentucky AGC/SIF (or plan to join)

Class codes contemplated for the OOS/Cross-Borders program must be the same as those class codes contemplated by the member's Fund policy

Members must have a loss ratio of ≤ 60% for the past three (3) years (exceptions may be considered on a case-by-case basis)

Designated states only

Limited out-of-state exposure (generally 40% or less of total annualized payroll)

In order to begin procuring a quote for the OOS/Cross-Borders program, the following information will be needed:

*A completed ACORD application

*Detailed description of the job or work being performed out-of-state

*Proposed effective date

*Estimated payroll by class code

*Three years of Kentucky and applicable out-of-state experience

*Large loss details on all losses over $50,000

*Current workers' compensation Experience Mod

*Loss control reports for the most recent two inspections

Should you have any questions regarding the OOS/Cross-Borders program, please contact the Fund Office Underwriting Department at (502) 245-2007 or (800) 928-7135.

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